UK
England, Wales, Scotland, Northern Ireland and the Isle of Man.

Europe
Albania, Algeria, Andorra, Austria, Azerbaijan, Azores, Balearics, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Canary Islands, Channel Islands, Corfu, Corsica, Crete, Croatia, Cyprus, Czech Republic, Denmark, Eire, Egypt, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Guernsey, Holland, Hungary, Ibiza, Iceland, Ireland, Isle of Man, Italy, Jersey, Kos (Greek Island), Lanzarote, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Majorca, Malta, Minorca, Moldavia, Moldova, Monaco, Morocco, Netherlands, Northern Ireland, Norway, Poland, Portugal, Rhodes, Romania, Russia, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tenerife, the Azores, the Republic of Island, Tunisia, Turkey, Ukraine, United Kingdom.

Australasia
Australia and New Zealand, plus Europe and UK / Channel Islands

Worldwide excluding USA, Canada and Caribbean
Abu Dhabi, Afghanistan, Albania, Algeria, Andorra, Angola, Antarctic, Argentina, Armenia, Ascension Island, Australia, Austria, Azerbaijan, Azores, Bahrain, Balearics, Bali, Bangladesh, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia-Herzegovina, Botswana, Brazil, British Dependent Territories, Brunei Darussalam, Bulgaria, Burkina Faso, Burma, Burundi, Cambodia, Cameroon, Canary Islands, Cape Verde, Central African Rep, Chad, Chile, China, Colombia, Congo, Cook Islands, Corfu, Corsica, Costa Rica, Cote D'Ivoire, Crete, Croatia, Cyprus, Czech Republic, Denmark, Djibouti, Ecuador, Egypt, Eire, El Salvador, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Galapagos Islands, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Guam, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Hawaii, Holland, Honduras, Hong Kong, Hungary, Ibiza, Iceland, India, Indonesia, Iran, Iraq, Ireland, Isle of Man, Israel, Italy, Ivory Coast, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Korea, Kos (Greek Island), Kuwait, Kyrgyzstan, Lanzarote, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macau, Macedonia, Madagascar, Madeira, Majorca, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Midway Island, Minorca, Moldavia, Moldova, Monaco, Mongolia, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Nicaragua, Niger, Nigeria, Niue, Norfolk Island, Northern Ireland, Northern Marianas, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn Islands, Poland, Portugal, Qatar, Reunion, Rhodes, Rodriguez Island, Romania, Russia, Rwanda, Saipan, Samoa (Western), San Marino, Sao Tone & Principle, Sarawak, Sardinia, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somali Republic, South Africa, Spain, Sri Lanka, St Helena, St Pierre & Miquelon, Sudan, Suriname, Swaziland, Sweden, Switzerland, Syria, Taiwan, Tajikistan, Tanzania, Tenerife, Thailand, Togo, Tonga, Trinidad & Tobago, Tristan Da Cunha, Tunisia, Turkey, Turkmenistan, Tuvalu, UAE, Uganda, Ukraine, United Kingdom, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Wallis & Futuna, Yemen, Yugoslavia (Former), Zaire, Zambia, Zanzibar, Zimbabwe.

Worldwide Including USA, Canada and Caribbean
Abu Dhabi, Afghanistan, Alaska, Albania, Algeria, Andorra, Angola, Anguilla, Antarctic, Antigua, Argentina, Armenia, Aruba, Ascension Island, Australia, Austria, Azerbaijan, Azores, Bahamas, Bahrain, Balearics, Bali, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire(Antilles), Bosnia-Herzegovina, Botswana, Brazil, British Dependent Territories , British Virgin Isles, Brunei Darussalam, Bulgaria, Burkina Faso, Burma, Burundi, Cambodia, Cameroon, Canada, Canary Islands, Cape Verde, Cayman Islands, Central African Rep, Chad, Chile, China, Colombia, Comoro Islands, Congo, Cook Islands, Corfu, Corsica, Costa Rica, Cote D'Ivoire, Crete, Croatia, Cuba, Curacao, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, Eire, El Salvador, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Galapagos Islands, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Haiti, Hawaii, Holland, Honduras, Hong Kong, Hungary, Ibiza, Iceland, India, Indonesia, Iran, Iraq, Ireland, Isle of Man, Israel, Italy, Ivory Coast, Jamaica, Japan, Jersey, Kazakhstan, Kenya, Kiribati, Korea, Kos (Greek Island), Kuwait, Kyrgyzstan, Lanzarote, Laos, Latvia, Lebanon, Leeward Islands, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macau, Macedonia, Madagascar, Madeira, Majorca, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Midway Island, Minorca, Moldavia, Moldova, Monaco, Mongolia, Monserrat, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, Netherlands Antilles, Nevis Island, New Caledonia, New Zealand, Nicaragua, Niger, Nigeria, Niue, Norfolk Island, Northern Ireland, Northern Marianas, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn Islands, Poland, Portugal, Puerto Rico, Qatar, Reunion, Rhodes, Rodriguez Island, Romania, Russia, Rwanda, Saipan, Samoa (Western),San Marino, Sao Tone & Principle, Sarawak, Sardinia, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somali Republic, South Africa, Spain, Sri Lanka, St Helena, St Kitts & Nevis, St Lucia, St Martin, St Martin, St Pierre & Miquelon, St Vincent and The Grenadines, Sudan, Suriname, Swaziland, Sweden, Switzerland, Syria, Taiwan, Tajikistan, Tanzania, Tenerife, Thailand, Togo, Tonga, Trinidad & Tobago, Tristan Da Cunha, Tunisia, Turkey, Turkmenistan, Turks & Caicos Isles, Tuvalu, UAE, Uganda, Ukraine, United Kingdom, Uruguay, USA, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Virgin Isles (UK), Virgin Isles (US), Wake Island, Wallis & Futuna, Yemen, Yugoslavia (Former), Zaire, Zambia, Zanzibar, Zimbabwe.

Single Trip Travel Insurance: Select the day you depart for your destination. From the date you buy your policy, you'll have cancellation cover regardless of whether the policy has started. Therefore, it's important to buy your travel insurance as early in advance as possible, as soon as you have your trip booked.

*This applies to Cruise single trip and Long Stay travel insurance.

Annual Multi Trip Travel Insurance: We will cover you for 12 months from your chosen start date. If you choose to have cancellation and scheduled airline failure cover, no cover is given until the policy starts. If you want cancellation cover and scheduled airline failure cover, you should consider starting the policy straight away. All other sections of cover begin when you start your trip.

*This applies to Cruise annual multi trip.

If you are going on a winter sports holiday and need cover for skiing or snowboarding, make sure you add winter sports cover. Remember it's important to check the policy covers the activities you are participating in.

If you are embarking on a cruise and need the added benefits of missed port departure and cabin confinement, this policy may be the ideal choice for you.

Individual Individual (or unaccompanied child): Cover for single trip policies for one traveller aged between 0-115 years. Cover for annual policies for adults only (not unaccompanied children) aged between 18-79 years.

Couple: Two adults in a relationship living at the same address.

Family: 1 or 2 Adults, with one or more children.

Group: Up to 8 adult travellers.

Extended Family: Extended family travel insurance includes grandparents, parents, sons and daughters (including foster), aunties, uncles and cousins.